Understanding Insurance Coverage for Remote Patient Monitoring (RPM)
Remote Patient Monitoring (RPM) is covered by Medicare and most Medicare Advantage plans. It is considered an essential service for managing chronic conditions like hypertension, diabetes, CHF, and COPD by allowing healthcare providers to monitor your health remotely.

How Much Does RPM Cost?
✔ Medicare Coverage: RPM is covered, but Medicare requires a 20% coinsurance. This usually ranges between $10–$25 per month depending on patient activity.
✔ Medicare Advantage & Supplemental Insurance: If you have secondary insurance, your copay could be less than $3 per month.
✔ Private Insurance: Some private insurers also cover RPM—check with your provider for details.
What Affects the Cost?
✔ Patient Activity: The cost may vary each month based on the number of readings you submit and the level of monitoring required.
✔ Insurance Plan Details: Copays and coverage may differ depending on your specific insurance policy.
Why RPM is Worth It
RPM is more than just a device—it provides daily monitoring, support from Health Coaches, and early detection of potential health issues, which can help prevent costly emergency visits or hospitalizations.
How to Check Your Coverage
✔ Call your insurance provider and ask about RPM benefits.
✔ Ask your Health Coach or provider’s office for help verifying coverage.
✔ Review your Medicare or insurance plan documents for remote monitoring details.
Conclusion
Remote Patient Monitoring (RPM) is an affordable and valuable tool covered by Medicare and many insurance plans. By staying engaged with your daily readings and Health Coach, you’re making an investment in better health and proactive care!